:root{
  --navy:#16324F; --navy-dk:#0E2038; --teal:#1FA6A0; --teal-dk:#178580;
  --cream:#F8FAFA; --sand:#EDF2F2; --ink:#152535; --slate:#57677A; --line:#DEE6E7;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;overflow-x:hidden;max-width:100%}
body{font-family:'Inter',sans-serif;color:var(--ink);background:var(--cream);margin:0;
  -webkit-font-smoothing:antialiased;overflow-x:hidden;max-width:100%}
h1,h2,h3,h4,h5{font-family:'Sora',sans-serif;font-weight:700;color:var(--ink);line-height:1.25}
h1{font-size:clamp(1.9rem,4vw,2.75rem)}
h2{font-size:clamp(1.45rem,3vw,2.05rem)}
h3{font-size:1.2rem}
p{color:var(--slate);line-height:1.72}
a{text-decoration:none;color:inherit}
img{max-width:100%;height:auto;display:block}
.ne-wrap{max-width:1180px;margin:0 auto;padding:0 20px}
.table-responsive{max-width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch}

.ne-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--teal);
  color:#fff!important;font-weight:700;padding:14px 30px;border-radius:12px;font-size:1rem;
  box-shadow:0 10px 22px rgba(31,166,160,.32);transition:transform .15s ease,box-shadow .15s ease,background .15s ease;
  border:none;white-space:nowrap;font-family:'Sora',sans-serif}
.ne-btn:hover{background:var(--teal-dk);transform:translateY(-2px);box-shadow:0 14px 28px rgba(31,166,160,.42)}
.ne-btn-lg{padding:17px 38px;font-size:1.08rem;border-radius:14px}
.ne-btn-sm{padding:9px 18px;font-size:.86rem;border-radius:10px}
.ne-btn-outline{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:#fff;
  color:var(--navy)!important;font-weight:700;padding:14px 30px;border-radius:12px;font-size:1rem;
  border:2px solid var(--navy);transition:all .15s ease;font-family:'Sora',sans-serif}
.ne-btn-outline:hover{background:var(--navy);color:#fff!important}
.ne-cta-block{display:flex;flex-direction:column;align-items:center;gap:10px;text-align:center;margin:8px 0}
.ne-cta-sub{font-size:.82rem;color:var(--slate);font-weight:600}

.ne-topbar{background:var(--navy-dk);color:#C9D8E4;font-size:.76rem;font-weight:700;padding:7px 0}
.ne-topbar .ne-wrap{display:flex;justify-content:center;gap:26px;flex-wrap:wrap}
.ne-nav{background:#fff;border-bottom:1px solid var(--line);padding:12px 0}
.ne-brand{font-family:'Sora',sans-serif;font-size:1.45rem;font-weight:800;color:var(--navy)}
.ne-brand span{color:var(--teal-dk)}
.ne-link{color:var(--navy);font-weight:700;font-size:.92rem;padding:8px 14px!important}
.ne-link:hover{color:var(--teal-dk)}

.ne-hero{position:relative;overflow:hidden;background:var(--cream);padding:44px 0 56px}
.ne-hero::before{content:'';position:absolute;top:-18%;right:-12%;width:60%;height:135%;
  background:radial-gradient(ellipse at center, rgba(31,166,160,.14) 0%, transparent 68%);z-index:0}
.ne-hero .ne-wrap{position:relative;z-index:1}
.ne-hero-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.92fr);gap:44px;align-items:center}
.ne-kicker{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);
  border-radius:999px;padding:8px 16px;font-size:.78rem;font-weight:800;color:var(--navy);margin-bottom:16px;
  box-shadow:0 4px 12px rgba(21,37,53,.08)}
.ne-hero h1 em{font-style:normal;color:var(--teal-dk)}
.ne-hero p.lead{font-size:1.05rem;margin:16px 0 20px;max-width:520px}

.ne-pills{display:flex;flex-wrap:wrap;gap:9px;list-style:none;padding:0;margin:0 0 24px}
.ne-pills li{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 15px;
  font-size:.8rem;font-weight:700;color:var(--ink)}
.ne-pills li b{color:var(--navy)}

.ne-hero-btns{display:flex;flex-wrap:wrap;gap:13px;margin-bottom:16px}
.ne-hero-trust{display:flex;flex-wrap:wrap;gap:8px 20px;font-size:.8rem;font-weight:700;color:var(--slate)}

.ne-stat{display:flex;align-items:center;gap:16px;background:#fff;border:1px solid var(--line);
  border-radius:16px;padding:16px 20px;margin:0 0 22px;box-shadow:0 10px 26px rgba(21,37,53,.06);max-width:440px}
.ne-stat-num{width:64px;height:64px;border-radius:16px;background:linear-gradient(150deg,var(--navy),var(--navy-dk));
  color:var(--teal);font-family:'Sora',sans-serif;font-weight:800;font-size:1.4rem;flex-shrink:0;
  display:flex;align-items:center;justify-content:center}
.ne-stat-txt b{display:block;font-size:.92rem;color:var(--ink)}
.ne-stat-txt span{font-size:.78rem;color:var(--slate)}

/* image column + circulation flow */
.ne-hero-shot{position:relative;display:flex;justify-content:center}
.ne-hero-shot img{max-width:min(300px,88%);filter:drop-shadow(0 26px 40px rgba(21,37,53,.2))}
.ne-flow{position:absolute;top:8%;left:50%;width:78%;height:84%;transform:translateX(-50%);
  border-radius:50%;border:1.5px solid rgba(31,166,160,.32);pointer-events:none}
.ne-flow::before{content:'';position:absolute;top:-4px;left:50%;width:9px;height:9px;margin-left:-4.5px;
  border-radius:50%;background:var(--teal);box-shadow:0 0 10px 2px rgba(31,166,160,.6);
  animation:ne-flow-spin 5s linear infinite}
@keyframes ne-flow-spin{from{transform:rotate(0deg) translateX(0) rotate(0deg)}to{transform:rotate(360deg) translateX(0) rotate(-360deg)}}
.ne-hero-badge{position:absolute;background:#fff;border:1px solid var(--line);border-radius:12px;
  padding:9px 14px;font-size:.76rem;font-weight:700;color:var(--ink);box-shadow:0 10px 22px rgba(21,37,53,.1);
  display:flex;align-items:center;gap:7px;opacity:0;transform:translateY(8px);
  transition:opacity .5s ease,transform .5s ease;z-index:2}
.ne-hero-badge.on{opacity:1;transform:translateY(0)}
.ne-hero-badge.hb1{top:4%;left:0}
.ne-hero-badge.hb2{bottom:6%;right:0}

@media(max-width:920px){
  .ne-hero-grid{grid-template-columns:minmax(0,1fr);gap:26px}
  .ne-hero-copy{display:contents}
  .ne-hero-shot{order:1;margin-bottom:4px}
  .ne-hero-title{order:2}
  .ne-hero-rest{order:3}
  .ne-stat{max-width:100%}
}

.ne-sec{padding:64px 0}
.ne-sec-alt{background:var(--sand)}
.ne-sec-dark{background:var(--navy-dk);color:#B7C6D3}
.ne-sec-dark h2,.ne-sec-dark h3{color:#fff}
.ne-sec-dark p{color:#8FA2B3}
.ne-sec-dark .ne-card p{color:var(--slate)}
.ne-sec-dark .ne-card h4{color:var(--ink)}
.ne-head{max-width:720px;margin:0 auto 38px;text-align:center}
.ne-eyebrow{display:inline-block;font-family:'Sora',sans-serif;font-size:.78rem;font-weight:800;
  letter-spacing:.1em;text-transform:uppercase;color:var(--teal-dk);margin-bottom:10px}
.ne-sec-dark .ne-eyebrow{color:var(--teal)}

.ne-grid{display:grid;gap:20px}
.ne-g2{grid-template-columns:repeat(2,minmax(0,1fr))}
.ne-g3{grid-template-columns:repeat(3,minmax(0,1fr))}
.ne-g4{grid-template-columns:repeat(4,minmax(0,1fr))}
@media(max-width:920px){.ne-g3{grid-template-columns:repeat(2,minmax(0,1fr))}.ne-g4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media(max-width:640px){.ne-g2,.ne-g3,.ne-g4{grid-template-columns:minmax(0,1fr)}}

.ne-card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;
  transition:transform .18s ease,box-shadow .18s ease}
.ne-card:hover{transform:translateY(-3px);box-shadow:0 16px 32px rgba(21,37,53,.09)}
.ne-card h4{font-size:1rem;margin-bottom:8px}
.ne-card-badge{text-align:center}
.ne-card-badge img{max-width:min(135px,100%);margin:0 auto 14px;border-radius:6px}

.ne-idx{display:inline-flex;align-items:center;justify-content:center;width:32px;height:32px;border-radius:50%;
  background:var(--navy);color:var(--teal);font-family:'Sora',sans-serif;font-weight:800;font-size:.84rem;margin-bottom:13px}
.ne-idx-teal{background:var(--teal);color:#fff}

.ne-adv-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
@media(max-width:780px){.ne-adv-grid{grid-template-columns:minmax(0,1fr)}}
.ne-adv-card{position:relative;background:#fff;border:1px solid var(--line);border-radius:14px;
  padding:22px 22px 22px 64px;transition:transform .18s ease,box-shadow .18s ease,border-color .18s ease}
.ne-adv-card:hover{transform:translateY(-3px);box-shadow:0 14px 30px rgba(21,37,53,.1);border-color:rgba(31,166,160,.5)}
.ne-adv-num{position:absolute;left:20px;top:22px;width:34px;height:34px;border-radius:10px;
  background:linear-gradient(150deg,var(--navy),var(--navy-dk));color:var(--teal);
  font-family:'Sora',sans-serif;font-weight:800;font-size:.88rem;display:flex;align-items:center;justify-content:center}
.ne-adv-card b{display:block;color:var(--ink);margin-bottom:5px;font-size:.98rem;font-family:'Sora',sans-serif}
.ne-adv-card p{margin:0;color:var(--slate);font-size:.92rem}

.ne-split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:46px;align-items:center}
@media(max-width:920px){.ne-split{grid-template-columns:minmax(0,1fr);gap:28px}}
.ne-split img{max-width:min(280px,100%);margin:0 auto;border-radius:16px}
.ne-split-copy p{color:var(--slate)}

.ne-ing-tag{display:inline-block;font-size:.66rem;font-weight:800;text-transform:uppercase;letter-spacing:.05em;
  background:var(--sand);color:var(--navy);padding:3px 11px;border-radius:999px;margin-top:10px}

.ne-timeline{position:relative;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin-top:10px}
.ne-timeline::before{content:'';position:absolute;top:27px;left:12.5%;right:12.5%;height:2px;background:var(--line);z-index:0}
@media(max-width:780px){.ne-timeline{grid-template-columns:minmax(0,1fr);gap:0}.ne-timeline::before{display:none}}
.ne-tl-step{position:relative;z-index:1;text-align:center;padding:0 12px 28px}
@media(max-width:780px){.ne-tl-step{text-align:left;padding:0 0 26px 62px;position:relative}}
.ne-tl-num{width:54px;height:54px;border-radius:50%;background:#fff;border:2px solid var(--navy);color:var(--navy);
  font-family:'Sora',sans-serif;font-weight:800;font-size:1.05rem;display:flex;align-items:center;justify-content:center;margin:0 auto 14px}
@media(max-width:780px){.ne-tl-num{position:absolute;left:0;top:0;margin:0}}
.ne-tl-step h4{font-size:.94rem;margin-bottom:6px}
.ne-tl-step p{font-size:.85rem;margin:0}

.ne-rev-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
@media(max-width:920px){.ne-rev-grid{grid-template-columns:minmax(0,1fr)}}
.ne-rev-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px}
.ne-rev-head{display:flex;align-items:center;gap:12px;margin-bottom:12px}
.ne-rev-head img{width:46px;height:46px;border-radius:50%;object-fit:cover}
.ne-rev-name{font-weight:700;font-size:.9rem;font-family:'Sora',sans-serif}
.ne-rev-sub{font-size:.72rem;color:var(--slate)}
.ne-stars{color:var(--teal-dk);letter-spacing:2px;margin-bottom:8px;font-size:.88rem}
.ne-rev-card p{font-size:.9rem;margin:0}

.ne-bonus-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}
@media(max-width:780px){.ne-bonus-grid{grid-template-columns:minmax(0,1fr)}}
.ne-bonus-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.16);border-radius:16px;
  padding:20px;text-align:center}
.ne-bonus-card img{max-width:min(280px,100%);margin:0 auto 14px;border-radius:8px}
.ne-bonus-tag{display:inline-block;background:var(--teal);color:#fff;font-size:.66rem;font-weight:800;
  letter-spacing:.06em;text-transform:uppercase;padding:4px 12px;border-radius:999px;margin-bottom:10px}
.ne-bonus-list{list-style:none;padding:0;margin:14px 0 0;text-align:left;display:inline-block}
.ne-bonus-list li{position:relative;padding-left:22px;margin-bottom:7px;font-size:.86rem;color:#D6E2EA}
.ne-bonus-list li::before{content:'\2713';position:absolute;left:0;color:var(--teal);font-weight:800}

.ne-price-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;align-items:stretch}
@media(max-width:920px){.ne-price-grid{grid-template-columns:minmax(0,1fr);max-width:420px;margin:0 auto}}
.ne-price-card{background:#fff;border:2px solid var(--line);border-radius:18px;padding:26px 22px;text-align:center;
  display:flex;flex-direction:column;position:relative}
.ne-price-card.pop{border-color:var(--teal);transform:scale(1.03);box-shadow:0 20px 44px rgba(31,166,160,.2);z-index:2}
@media(max-width:920px){.ne-price-card.pop{transform:none}}
.ne-price-badge{position:absolute;top:-14px;left:50%;transform:translateX(-50%);background:var(--teal);color:#fff;
  font-family:'Sora',sans-serif;font-size:.7rem;font-weight:700;padding:5px 16px;border-radius:999px;white-space:nowrap}
.ne-price-card .unit{font-family:'Inter',sans-serif;font-size:.78rem;color:var(--slate);font-weight:700;text-transform:uppercase;letter-spacing:.05em}
.ne-price-card .amt{font-family:'Sora',sans-serif;font-size:2.3rem;font-weight:800;color:var(--ink);margin:8px 0 2px}
.ne-price-card .amt span{font-size:1rem;color:var(--slate);font-weight:600}
.ne-price-card .per{font-size:.84rem;color:var(--slate);margin-bottom:16px}
.ne-price-card ul{list-style:none;padding:0;margin:0 0 20px;text-align:left;flex-grow:1}
.ne-price-card li{position:relative;padding-left:24px;margin-bottom:9px;font-size:.84rem;color:var(--ink)}
.ne-price-card li::before{content:'\2713';position:absolute;left:0;color:var(--navy);font-weight:800}

.ne-guar2{display:grid;grid-template-columns:auto minmax(0,1fr);gap:36px;align-items:center;
  background:#fff;border:1px solid var(--line);border-radius:16px;padding:32px}
@media(max-width:820px){.ne-guar2{grid-template-columns:minmax(0,1fr);gap:22px;text-align:center;padding:26px 20px}}
.ne-guar2 img{max-width:min(140px,100%);margin:0 auto}
.ne-guar2 p{color:var(--slate)}

.ne-narrow{max-width:820px;margin:0 auto}
.ne-steps{display:grid;gap:14px}
.ne-step-row{background:#fff;border:1px solid var(--line);border-radius:12px;padding:20px 22px;
  display:flex;gap:16px;align-items:flex-start}
.ne-step-row .n{width:32px;height:32px;border-radius:8px;background:rgba(31,166,160,.14);color:var(--teal-dk);
  font-family:'Sora',sans-serif;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.ne-step-row h4{margin-bottom:4px;font-size:.94rem}
.ne-step-row p{margin:0;color:var(--slate);font-size:.9rem}

.ne-refs{list-style:none;margin:0 0 18px;padding:0}
.ne-refs li{padding:11px 0;border-bottom:1px solid var(--line);font-size:.88rem;color:var(--slate)}
.ne-refs a{color:var(--navy);font-weight:700;text-decoration:underline;text-underline-offset:3px}

.ne-rel{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media(max-width:780px){.ne-rel{grid-template-columns:minmax(0,1fr)}}
.ne-rel a{display:block;background:#fff;border:1px solid var(--line);border-radius:12px;padding:19px 20px;transition:.15s}
.ne-rel a:hover{border-color:var(--teal);transform:translateY(-2px)}
.ne-rel b{display:block;font-family:'Sora',sans-serif;font-size:.94rem;color:var(--ink);margin-bottom:5px}
.ne-rel span{font-size:.82rem;color:var(--slate)}

.ne-mid{text-align:center}
.ne-check-list{list-style:none;padding:0;margin:0}
.ne-check-list li{position:relative;padding-left:30px;margin-bottom:12px;color:var(--ink);font-weight:600}
.ne-check-list li::before{content:'\2713';position:absolute;left:0;top:0;width:20px;height:20px;border-radius:50%;
  background:var(--navy);color:var(--teal);font-size:.7rem;display:flex;align-items:center;justify-content:center}
.ne-callout{background:var(--sand);border-left:4px solid var(--teal);border-radius:0 12px 12px 0;padding:17px 21px;margin:22px 0}
.ne-callout p{margin:0;color:var(--ink)}
table.ne-tbl{width:100%;border-collapse:collapse;margin:18px 0}
table.ne-tbl th{background:var(--navy);color:#fff;padding:12px 16px;text-align:left;font-size:.86rem;font-family:'Sora',sans-serif}
table.ne-tbl td{padding:12px 16px;border-top:1px solid var(--line);font-size:.87rem}

.ne-page-hero{background:var(--sand);padding:38px 0;border-bottom:1px solid var(--line)}
.ne-page-hero .crumbs{font-size:.8rem;color:var(--slate);margin-bottom:10px}
.ne-page-hero .crumbs a{color:var(--navy);font-weight:700}
.ne-page-hero h1{font-size:clamp(1.5rem,3vw,2.15rem)}
.ne-page-hero p{max-width:680px;margin:10px 0 0}
.ne-prose{max-width:760px;margin:0 auto}
.ne-prose h2{margin-top:36px;margin-bottom:13px;font-size:1.3rem}
.ne-prose h3{margin-top:25px;margin-bottom:10px;font-size:1.04rem}
.ne-prose p{margin-bottom:15px}
.ne-prose ul,.ne-prose ol{color:var(--slate);margin-bottom:15px}
.ne-prose li{margin-bottom:6px}
.ne-side-cta{background:#fff;border:1px solid var(--line);border-radius:14px;padding:22px;
  box-shadow:0 10px 26px rgba(21,37,53,.06);position:sticky;top:90px}
.ne-side-cta h4{font-size:.98rem;margin-bottom:10px}
.ne-side-cta img{border-radius:10px;margin-bottom:14px}

.ne-blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
@media(max-width:920px){.ne-blog-grid{grid-template-columns:minmax(0,1fr)}}
.ne-blog-card{background:#fff;border:1px solid var(--line);border-radius:14px;overflow:hidden;
  transition:transform .18s ease,box-shadow .18s ease}
.ne-blog-card:hover{transform:translateY(-3px);box-shadow:0 16px 32px rgba(21,37,53,.09)}
.ne-blog-card .bd{padding:18px}
.ne-blog-card .tag{font-size:.7rem;font-weight:800;text-transform:uppercase;letter-spacing:.05em;color:var(--teal-dk)}
.ne-blog-card h3{font-size:.98rem;margin:8px 0 8px}
.ne-blog-card p{font-size:.86rem;margin:0}
.ne-blog-thumb{height:145px;background:var(--navy);display:flex;align-items:center;justify-content:center;font-size:2.3rem}

.ne-faq .accordion-item{border:1px solid var(--line);border-radius:12px!important;margin-bottom:12px;overflow:hidden}
.ne-faq .accordion-button{font-family:'Sora',sans-serif;font-weight:700;font-size:.94rem;color:var(--ink);background:#fff}
.ne-faq .accordion-button:not(.collapsed){color:var(--navy);background:var(--sand);box-shadow:none}
.ne-faq .accordion-button:focus{box-shadow:none;border-color:var(--line)}
.ne-faq .accordion-body{color:var(--slate);font-size:.9rem}

.ne-foot2{background:var(--navy-dk);color:#8FA2B3;padding:46px 0 32px;font-size:.86rem}
.ne-foot2 a{color:#C9D8E4}
.ne-foot2 a:hover{color:var(--teal)}
.ne-foot-nav{display:flex;flex-wrap:wrap;justify-content:center;gap:12px 24px;list-style:none;margin:0 0 20px;padding:0;font-weight:700;font-family:'Sora',sans-serif;font-size:.9rem}
.ne-foot-legal{display:flex;flex-wrap:wrap;justify-content:center;gap:10px 20px;list-style:none;margin:0 0 24px;padding:0;font-size:.82rem}
.ne-foot2 hr{border:none;border-top:1px solid rgba(255,255,255,.1);margin:20px 0}
.ne-foot2 p{margin:0 0 13px;line-height:1.66}
.ne-foot2 .cr{text-align:center;font-size:.82rem;opacity:.85;margin-top:20px}

.ne-sticky{position:fixed;left:0;right:0;bottom:0;z-index:950;background:var(--navy-dk);
  border-top:2px solid var(--teal);padding:9px 15px;display:none;align-items:center;justify-content:space-between;
  gap:12px;box-shadow:0 -8px 24px rgba(0,0,0,.25)}
.ne-sticky .t{min-width:0;line-height:1.25;color:#fff}
.ne-sticky .t b{display:block;font-size:.9rem;color:var(--teal);font-family:'Sora',sans-serif}
.ne-sticky .t small{color:#8FA2B3;font-size:.7rem}
.ne-sticky .ne-btn{padding:11px 18px;font-size:.84rem;flex-shrink:0}
@media(max-width:920px){.ne-sticky{display:flex}body{padding-bottom:66px}}
